Budget Lite

Delivering Expertise

Budget Lite

Changing markets, rising costs, and fluctuations in income can all put pressure on farm cash flow. Understanding when a fundign gap may arise, and how much additional finance you might need, is key to planning ahead and maintaining financial stability.

Budget Lite provides a clear, practical view of your short-term financial position, helping you anticipate funding requirements before pressure builds. Developed in consultation with agricultural bank managers, Budget Lite provides the robust, realistic, and reliable information lenders need to assess and support your funding request.

Independent validation

Cost-Effective and Bank-Ready

Banks are increasingly risk-averse and require independent validation that a business can service its debt. By using a format developed with their input, this service ensures you are “bank-ready,” supporting your negotiations for the most competitive funding terms available.

We understand that a complex, expensive review isn’t always necessary. This service is a cost-effective solution, with fees starting from £1,000 (depending on the size and complexity of the business). It offers a rapid turnaround to give you clarity on your break-even points and funding needs now, rather than waiting until the pressure peaks.