GSC GraysGSC Grays

Contact our offices

Getting to know...

Julia Dowd

Director

Julia has over 20 years’ experience across the agricultural, financial and rural enterprise sectors. She works closely with farmers, landowners and rural organisation to help strengthen financial performance, plan confidently, and unlock long-term opportunities for their businesses.

Julia brings strong commercial insights and a personal, practical approach to client work. She advises on a wide range of strategic and operational matters including business planning, budgeting and cashflow analysis, restructuring, succession planning, diversification, capital investment, and refinancing. Her broad experience enables her to support clients through both periods of growth and strategic change.

Having held senior roles within agricultural finance, Julia is adept in managing large and complex rural lending portfolios and supporting a comprehensive range of farming businesses. Alongside her client work, she is an experienced people leader and is passionate about mentoring and developing others, with a proven track record in team development, service improvement, and operational efficiency.

Julia is based at our Alnwick office, advising clients across the North East of England and Scottish Borders. Outside of work, she is an active member of her local community, is a keen runner and is involved in charitable and voluntary activities. She brings warmth, professionalism, and a genuine commitment to delivering excellent outcomes, making her a trusted adviser to rural businesses.

 

Getting to know Julia

Specialist Sectors

Sector

Farm Business Consultancy

Our dedicated Farm Business Consultants are renowned for their expertise providing technical, business, and strategic advice to farmers and landowners on all aspects of the modern farm business.

Discover more
GSC Grays has dedicated advisors

GSC GRAYS HAS DEDICATED ADVISORS ACROSS THE NORTH OF THE UK AWAITING YOUR CALL

Meet the GSC Grays Team

GSC Grays Offices

Find Julia Dowd at...

Latest News