Farm Cash Flow & Funding Support - Budget Lite

Agricultural Finance Support

Securing Your Financial Future

Harvest 2025 was one to forget for many arable businesses. Consequently, low yields, wet weather, and stagnant global prices have combined with high fixed-cost inflation to place significant pressure on margins.

As we move into 2026, most farmers accept they will need additional funding to trade through to the next harvest. However, the uncertainty lies in knowing exactly when that cashflow gap will appear and how much funding you require.

Therefore, we developed this service in direct consultation with Agricultural Bank Managers. It provides the robust, realistic, and reliable information lenders need to support your funding requests.

Why Choose This Service?

Cost-Effective and Bank-Ready

Banks are increasingly risk-averse and require independent validation that a business can service its debt. By using a format developed with their input, this service ensures you are “bank-ready,” supporting your negotiations for the most competitive funding terms available.

We understand that a complex, expensive review isn’t always necessary. This service is a cost-effective solution, with fees starting from £1,000 (depending on the size and complexity of the business). It offers a rapid turnaround to give you clarity on your break-even points and funding needs now, rather than waiting until the pressure peaks.