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Budgeting & Financial Planning

Specialist advice driving profitability through clarity and data-driven decisions.

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Farm Business Advice Service

Budgeting & Financial Planning

Delivering Expertise

Our Budgeting & Financial Planning Service

Farm budgeting reviews provide an impartial and objective appraisal of the business’s financial performance.

Working closely with you, we will undertake an in-depth assessment which includes a review of the business’s technical, physical and financial position. We benchmark your figures against industry standard and offer practical solutions to the specific areas identified in the review, tailored to your objectives.

If you are considering a new investment or change of business direction, our expert support will provide confidence to help you plan ahead, reduce financial stress, and build a more sustainable, profitable future.

In a fast-changing industry, knowing your financial position—and where you’re headed—is more important than ever. To stay resilient and profitable, you need a clear view of what drives performance.

To support your budgeting and financial planning, our consultants follow a three-step process:

  1. Collate your financial figures and benchmark your current performance.
  2. Review the data in the context of your business objectives.
  3. Recommend clear next steps to improve performance or support a lending request.

During times of change, we are a trusted partner, with local data, impartial insight, and decades of experience.

Cost of Operation Service

In addition to our budgeting and financial planning service, our consultants can provide a detailed analysis of your cost of operation using our bespoke costings calculator — a unique tool developed by our Farm Business Department.

Our Cost of Operation Service delivers clarity on your input costs through data-driven analysis. Our process begins by gathering your business’s core financial figures and benchmarking them against industry-recognised Key Performance Indicators (KPIs).

Our consultants carry out a detailed cost analysis for each machine or implement—both individually and, where relevant, as part of a working combination. This includes integrating machinery and labour costs, variable costs, and other fixed costs to calculate the true cost of operation for specific sectors of your business.

The result is a structured recommendations report that combines clear, data-backed insights with expert commentary focused towards reducing costs and enhancing profit margins. This supports improved cost control, deeper profitability understanding, and more informed decision-making for the future.

Meet our specialists

“THOROUGHLY PROFESSIONAL AND HELPFUL. A GREAT HELP DEALING WITH THE BANK AND MAKING OUR PLANS INTO A REALITY. REASSURANCE FOR OURSELVES, AND THE BANK, THAT IT WAS THE RIGHT THING TO DO.”

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GSC Grays are experts in rural land and property. You can find all the information you need about the sectors that we specialise in, from estate agency to environmental management. We are here to help you to achieve your goals for your rural property, business, farm or estate, today and for generations to come.

DON’T TAKE OUR WORD FOR IT. POSITIVE OUTCOMES TO SHOWCASE OUR CAPABILITIES.

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Adventure Valley – securing support for diversification

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Adventure Valley – securing support for diversification

Many farming businesses are turning to diversification to provide additional income, we secured grant funding to help one client develop and expand their leisure business in surprising new ways.

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